Financial Planning Wollongong, Illawarra & Southern Highlands

Your Financial Goals, Our Local Expertise

Trusted financial advisors helping Illawarra families and businesses build their future with confidence

What Our Clients Say

“James Johnstone was helpful and generous with his time and advice. The appointment wasn’t rushed and every question was answered and explained. I would highly recommend”

“Nick from Smart Financial has been an integral part of our future planning since we moved to the Illawarra 4 years ago . We are so thankful that we were recommended to Smart Financial.”

“Franz and Jake have been amazing in helping me prepare for retirement. Everything has been very easy and streamlined, taking the pressure off me.”

“Been with Smart Financial for 18 years now. Can’t say enough about what Michael Misiti and his team have done for me and my family. They have promised on what they said that they would do to get us to our financial security. Would recommend them to anyone who wants or needs financial advice.”

Welcome to Smart Financial

Your Journey to Financial Confidence Starts Here

At Smart Financial, we’re more than just financial planners – we’re your neighbours in the Illawarra community, dedicated to helping you build the future you deserve. With offices in Warilla and Nowra, we’ve been guiding families and businesses across Wollongong, Southern Highlands and the South Coast through every stage of their financial journey.

Whether you’re planning for retirement, growing your wealth, managing your tax obligations, or protecting what matters most, our experienced local team provides the expert guidance you need – all under one roof.

What We Do

Your Financial Planning Journey Made Simple

Step 1

Book a no-obligation consultation at our Warilla or Nowra office. We’ll listen to your story, understand your goals, and explain how we can help – because every great financial plan starts with understanding what matters to you.

Step 2

Our expert financial planners will develop a comprehensive plan tailored to your unique situation. Whether you’re in Wollongong, Nowra, or anywhere across the Illawarra, you’ll receive clear, practical strategies designed for your success – never cookie-cutter advice.

Step 3

We’ll guide you through each step, handling the complexities while keeping you informed. From investment setup to insurance applications, we make the process seamless.

Step 4

Your life changes, and so should your financial plan. We’ll be here for regular reviews, market updates, and whenever you need trusted advice – because we’re invested in your long-term success.

Ready to Start your Journey?

Call us today on 02 4295 3331 or book online to discover how our local financial planning experts can help you achieve your goals.

Supporting Our Local Community

At Smart Financial, giving back to the communities that support us isn’t just good business – it’s who we are. From sponsoring local sports clubs to supporting community initiatives across the Illawarra and Southern Highlands, we’re proud to invest in our region’s future.

When you choose Smart Financial for your financial planning needs, you’re not just securing your own future – you’re supporting a local business that reinvests in our community.

Ready to Take Control of Your Financial Future?

Join thousands of local families and businesses who trust Smart Financial with their financial planning needs. Book your free consultation today at either of our convenient locations:

Warilla Office (Head Office)

Nowra Office

Smart Financial – Your trusted financial planning partner across the Illawarra, Southern Highlands and South Coast.

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Warilla Office

Nowra Office

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